Health and Insurance Management Services Organization (HIMSO)

The Health and Insurance Management Services Organization (HIMSO), is a Tanzanian Non-Government Organization (NGO) established and registered in 2012 to complement the government’s effort in providing comprehensive quality healthcare coverage as well as develop and implement innovative insurance solutions to address pressing risk management needs of the low-income households.

HIMSO is driving healthcare enhancement interventions while providing technical expertise for the development of social protection innovations, particularly in micro-insurance through Public Private Partnership (PPP).

At HIMSO, our vision is to have a healthy community with a comprehensive quality health care coverage in Tanzania.

HIMSO's goal is to support the community through health programs interventions and set up technical expertise for the development of social protection, particularly to the micro health insurance institutions.

At HIMSO, we believe in Solidarity, Social Justice, Commitment, Accountability and Transparency.

HIMSO products and services include:

• Dharura Fasta - a micro health insurance product that offers evacuation during medical emergencies. Through Dharura Fasta, members are evacuated from home to health care facility and from a lower level health care facility to a higher-level health care facility when government ambulances are not available.
• Improved Community Health Fund (iCHF) - a voluntary community-based financing scheme in which households pay contributions to finance part of their basic health care services to compliment the government health financing efforts. Community Health Fund was established by the government of Tanzania through Act number 1 of Community Health Fund of 2001.
• Insuring the Destitute - HIMSO is committed to making microinsurance accessible and affordable to all. Through microinsurance, the low-income households are protected against perils that would have devastating impacts to their livelihoods, and in some extreme cases, their lives.